1. Who We Are

Best Insurance Advisory ("we," "us," "our") is an insurance advisory and consulting firm headquartered at 16192 Coastal Highway, Lewes, Delaware 19958, USA. We operate the website https://bestinsuranceadvisor.site and provide comparison and guidance services for Health, Life, Auto, Home, Business and Medicare insurance products offered by licensed third-party carriers.

We are not an insurance company, carrier or underwriter. We do not issue contracts, set premiums or adjudicate claims.

2. Information We Collect

a) Information You Provide

• Contact form data: name, phone, email, insurance type, best time to call, message on contact.html — sent to info@bestinsuranceadvisor.site.
• Communications: calls to 1-888-241-9259, emails, SMS and voicemails.
• Consultation details: family size, budget, current coverage you voluntarily share for quoting.

b) Automatic Data

• IP address, browser type, device, pages visited, time on site, referrer.
• Cookies, pixels and similar tech (see Section 6).

c) From Third Parties

With your authorization, we may receive verification data from carriers/brokers you ask us to contact for quotes.

3. How We Use Your Information

• To provide advisory services: compare quotes from 30+ carriers, recommend options, and assist with applications.
• To respond to inquiries, schedule consultations, and follow up on requests.
• To improve our website, services and customer experience.
• To comply with legal, licensing and record-keeping obligations.
• With your consent, to send updates about coverage options (you may opt out anytime).

4. Sharing & Disclosure

We do not sell your personal information. We share only as needed to serve you:

• Licensed carriers/brokers you authorize us to contact for quoting — under confidentiality.
• Service providers who operate our site/email/hosting — bound by contract and access controls.
• Legal: if required by law, subpoena, or to protect rights, safety or fraud prevention.
• Business transfer: if we merge or are acquired, data transfers under same protections.

5. Advisory Disclosure

Any application or personal data you authorize us to share with a carrier is governed by that carrier's privacy policy and underwriting rules. Approval, pricing and coverage are decided solely by the carrier. No coverage is bound until you receive written confirmation from the carrier.

6. Cookies & Analytics

We use essential cookies (site operation) and analytics cookies (traffic, performance). You can block cookies in your browser, but some features may not function. We may use Google Analytics or similar tools — data is aggregated and not used to identify you personally.

7. Data Security & Retention

We use SSL/TLS encryption, access controls, secure email hosting and limited retention. Form submissions are transmitted securely to info@bestinsuranceadvisor.site. We retain inquiry records for up to 3 years or as required by state insurance law, then securely delete or anonymize. No method is 100% secure — please use caution sharing sensitive data.

8. Your Rights & Choices

• Access / Correction / Deletion: Email info@bestinsuranceadvisor.site or call 1-888-241-9259.
• Opt-out: Reply STOP to SMS or unsubscribe from emails; you will still receive transactional messages about your ongoing request.
• Do Not Track: We honor reasonable DNT signals where feasible.
• California / US State Rights: Depending on your state, you may have additional rights to know, delete or opt-out. Contact us to exercise them.

9. Children

Our site and services are for adults 18+. We do not knowingly collect data from children.

10. Changes to This Policy

We may update this policy periodically. The "Effective Date" at top will change, and the new version will be posted at https://bestinsuranceadvisor.site/privacy-policy.html. Continued use after changes means you accept the updated policy.

11. Contact Us

Questions, requests or complaints?

Best Insurance Advisory
16192 Coastal Highway, Lewes, DE 19958, USA
Email: info@bestinsuranceadvisor.site
Phone: 1-888-241-9259 (Mon-Sat 8AM-8PM EST)
Website: https://bestinsuranceadvisor.site

If you are in the EU/EEA, you may also lodge a complaint with your supervisory authority.

Previous version archived on request. • Contact Us • Terms & Conditions